What hail does to a car's value
Chicago gets summer storms that drop hail on anything parked outside. The damage looks worse on some cars than others, but for an offer it breaks down into three things.
Dents in the metal. Roof, hood and trunk lid take most of it. On a car that's going for its metal and parts, dents change the number less than people expect, because a dented panel still weighs the same and the parts underneath still work.
Broken or cracked glass. This matters more. A cracked windshield is a replacement part the next owner has to buy, and a smashed side or rear window lets rain in.
A broken sunroof. Same story as glass, with one extra problem: water through the roof reaches the headliner, the wiring and the seats.
The question we care about most is whether water has got inside. A dry, dented car and a wet, dented car are priced differently.
How to describe hail damage on the call
You don't need an estimate or photos for us. You need about thirty seconds:
- Which panels have dents: roof, hood, trunk, doors.
- Which glass is cracked, broken or missing, if any.
- Whether the sunroof opens, closes and seals.
- Whether the inside is dry, damp or has visible water marks.
- Whether the car still starts and drives.
Take a few photos on your own phone for your records. If the car gets another storm before pickup, you'll know what changed. That's the whole reason offers shift at pickup: the car isn't the one that was described. We explain the rest in why a junk car offer can change at pickup, including how to describe the hail damage so the number holds.
Hail damage and insurance
Some owners take an insurance payout and keep the car. Others were told the car was a total loss. Either way, the question for us is simple: what does the title say now, and do you hold it? Pick the matching option on the form (yes, no, or registration only). If you're not sure what your insurer did to the title, tell us on the call.
What we don't need
A body shop quote. A cleaned car. A new windshield. We price the car as it is, dents and all. Free towing means the truck comes to the car, so it doesn't matter if the glass is out and it can't be driven.
Want a number now? Use the form on this page, or see how an instant cash offer for your junk car works.