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Insta Cash for Junk Cars

Sell a hail-damaged car in Chicago

Insta Cash for Junk Cars buys hail-damaged cars in Chicago. Send the year, make, model and title status, tell us on the call what the hail hit, and we give you a cash offer. The tow costs you nothing, and payment happens at pickup.

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Fill out the form and we call you with a cash offer for your vehicle. All fields are required.

Step 1: Vehicle Information

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We'll call within 15 minutes.

Is it worth selling a hail-damaged car instead of fixing it?

Often, yes. Hail repair on an older car can cost more than the car is worth, especially when the glass or sunroof is broken as well as the panels. Insta Cash for Junk Cars makes cash offers on hail-damaged cars in Chicago, with free towing and payment at pickup. Describe the damage plainly and the offer holds.

What hail does to a car's value

Chicago gets summer storms that drop hail on anything parked outside. The damage looks worse on some cars than others, but for an offer it breaks down into three things.

Dents in the metal. Roof, hood and trunk lid take most of it. On a car that's going for its metal and parts, dents change the number less than people expect, because a dented panel still weighs the same and the parts underneath still work.

Broken or cracked glass. This matters more. A cracked windshield is a replacement part the next owner has to buy, and a smashed side or rear window lets rain in.

A broken sunroof. Same story as glass, with one extra problem: water through the roof reaches the headliner, the wiring and the seats.

The question we care about most is whether water has got inside. A dry, dented car and a wet, dented car are priced differently.

How to describe hail damage on the call

You don't need an estimate or photos for us. You need about thirty seconds:

  1. Which panels have dents: roof, hood, trunk, doors.
  2. Which glass is cracked, broken or missing, if any.
  3. Whether the sunroof opens, closes and seals.
  4. Whether the inside is dry, damp or has visible water marks.
  5. Whether the car still starts and drives.

Take a few photos on your own phone for your records. If the car gets another storm before pickup, you'll know what changed. That's the whole reason offers shift at pickup: the car isn't the one that was described. We explain the rest in why a junk car offer can change at pickup, including how to describe the hail damage so the number holds.

Hail damage and insurance

Some owners take an insurance payout and keep the car. Others were told the car was a total loss. Either way, the question for us is simple: what does the title say now, and do you hold it? Pick the matching option on the form (yes, no, or registration only). If you're not sure what your insurer did to the title, tell us on the call.

What we don't need

A body shop quote. A cleaned car. A new windshield. We price the car as it is, dents and all. Free towing means the truck comes to the car, so it doesn't matter if the glass is out and it can't be driven.

Want a number now? Use the form on this page, or see how an instant cash offer for your junk car works.

Hail-damaged cars: short answers

Does hail damage lower the offer a lot?

It depends on what the hail hit. Dents on a roof and hood change less than broken glass that lets rain in, because water damage spreads to the interior and electrics.

Should I fix the windshield before I sell?

No. Tell us it's cracked or broken and we price the car as it is. Spending money on glass rarely comes back in a junk car offer.

My insurer paid out for the hail and I kept the car. Can I still sell it?

Yes. If the title has changed status after the claim, choose the title option that matches what you hold and mention it on the call.

What should I say about the damage?

Where the dents are, whether any glass is cracked or missing, whether the sunroof still closes, and whether water has got inside. That's enough for a fair number.

Describe the hail damage so the number holds

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